Products & Services

We know the best way to earn your trust is to ensure your satisfaction with our service. When we do that, then you’ll engage us for other services and that is how we’ll grow together. We are committed to working with you to your satisfaction. Please give us a call. We would love to talk to you about supporting your business goals and plans.

Checking

Our checking accounts are designed to be the easiest banking product you’ve ever had. Just open a checking account and you’ll get our best interest rates available in any deposit account. No more moving money to a money market or savings just to earn more interest. The higher your balance, the higher your rate. Open a Reale Checking account today and…

  • Get started for only $100.00 deposit
  • Free online banking
  • Online bill pay
  • Free check image statement
  • Free “Banke Reale” checks
  • No monthly fee with $1,000 average monthly balance or $12 monthly fee. Most of our customers qualify for no fee. Check your current bank statement or call us!

Special features just for businesses:

  • Online cash management (fees vary)
  • Account analysis earnings
  • Optional courier service
  • Check order

Who can I talk to about Checking? Liz Torres

 

Savings

Who can I talk to about Savings?Liz Torres

 

 

Online Banking

Check your balance, transfer funds, see images of checks. Download transactions to Quicken, QuickBooks, or Microsoft Money.

Check out the Online Banking Demo

Who can I talk to about Online Banking? Liz Torres

 

Bill Pay

Pay all your bills online – anyone, anywhere, scheduled, or one-time.  It’s so convenient! Check it out…

Who can I talk to about Bill Pay? Liz Torres

 

Free ATM locations

Money Pass

The MoneyPass network offers coast to coast access to thousands of surcharge free ATMs located where you live, work and travel. Use this easy locator to help you find the MoneyPass ATM closest to you – whether at home or anywhere across the country – and avoid paying surcharges.

Visit www.moneypass.com

 

 

Services

Loans

  • Agricultural real estate loan experts
  • We offer long term fixed rate financing for agricultural real estate
  • Rates are excellent
  • We know farmer mac loans
  • Commercial real estate loan experts
  • We offer long term fixed rate financing for commercial real estate
  • We offer commercial construction loans for owner occupied properties
  • We have a full line of competitively priced lines of credit
  • We offer equipment term financing.
  • more about our loans

On site Services

  • Free international telephone
  • Domestic/International wires
  • Courier service
  • Bank by mail (we’ll pay postage both ways)

On August 10, 2010, the FDIC Board of Directors adopted the final rule amending its insurance regulations to conform with provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act, which permanently increased the Standard Maximum Deposit Insurance Amount from $100,000 to $250,000. This permanent increase in the Standard Maximum Deposit Insurance Amount became effective July 22, 2010. Notice Of Changes In Temporary FDIC Insurance Coverage For Transaction Accounts

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

Notice Of Changes In Temporary FDIC Insurance Coverage For Transaction Accounts
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31,2010, through December 31,2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

The Standard insurance amount currently is $250,000.00 per depositor. The $250,000.00 limit is permanent for IRAs and other certain retirement accounts. The $250,000.00 limit is temporary for all other deposit accounts through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000.00 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000.00 per depositor.

Copyright 2011 Bank Reale. All rights reserved. Member FDIC.

Online Banking