Julie A. Killian

Employee Profiles

Julie A. Killian
Chief Credit Officer

Julie A. Killian

Julie Killian, a Senior Commercial Lender Ms. Killian brings 33 years banking experience. Background includes Commercial, Construction, Agricultural, Real Estate and Consumer loans, with extensive experience in all areas of lending and bank management.

Before joining Bank Reale Ms. Killian worked at Columbia River Bank as a Senior Vice President and Business Banking Team Leader responsible for the Columbia Basin Washington Region where she was responsible for all aspects of lending including, loan pricing, documentation, new business development, credit analysis, underwriting, loan policy and establishing loan procedures.

Previous to Columbia River Bank Ms. Killian worked in similar positions for Columbia Trust Bank, Pacific One Bank and American National Bank. She is a graduate of Western Banking School and has previously been an instructor for American Institute of Banking.

Ms. Killian is also deeply involved in the community serving or having served on the Pasco Chamber of Commerce (Past President), Kiwanis International (Past President), Lourdes Health Network currently, Chair of Board of Directors, Tri Cities Chaplaincy & Hospice and Pasco Downtown Development Association. She has previously served on community committees for The City of Pasco and The Pasco School District. She has been a member of National Association of Credit Managers since 2004.

Contact Julie

509.546.7264 [phone]

509.430.4686 [cell]






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  • Address: 5205 Road 68 Pasco, WA 99301, Phone: 509-545-6360. Fax: 509-545-9960. visit contact page

On August 10, 2010, the FDIC Board of Directors adopted the final rule amending its insurance regulations to conform with provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act, which permanently increased the Standard Maximum Deposit Insurance Amount from $100,000 to $250,000. This permanent increase in the Standard Maximum Deposit Insurance Amount became effective July 22, 2010. Notice Of Changes In Temporary FDIC Insurance Coverage For Transaction Accounts

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

Notice Of Changes In Temporary FDIC Insurance Coverage For Transaction Accounts
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31,2010, through December 31,2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

The Standard insurance amount currently is $250,000.00 per depositor. The $250,000.00 limit is permanent for IRAs and other certain retirement accounts. The $250,000.00 limit is temporary for all other deposit accounts through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000.00 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000.00 per depositor.

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